Secured Rewards Programs

Secured credit cards are available to customers with damaged or no credit who have available funds and want to rebuild their credit rating. The "secured" aspect of this type of credit card refers to the cardholder's existing savings account, which should be equal to or greater in value than the amount of credit required. The deposit made by the cardholder can be used by the issuer as security against the possibility that the cardholder fails to make a required payment. The savings account is separate from any other accounts the cardholder may have and is dedicated to funding the credit card.

Secured credit cards are low risk for lenders and are usually accepted wherever credit cards are used. They offer a convenient method of using funds while building up a credit history. Secured cards may charge a range of fees including interest and annual fees.

Browse our Secured reward credit cards below

These online credit card applications keep your personal data safe by utilizing SSL technology.

Capital One® Secured MasterCard®

Capital One® Secured MasterCard® Apply Now
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 22.9% (V) Limited/Bad $29

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Platinum Zero® Secured Visa® Credit Card from Applied Bank® Apply Now
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 0% Bad or None See Terms

Applied Bank® Secured Visa® Gold Credit Card

Applied Bank® Secured Visa® Gold Credit Card Apply Now
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Choose Your Credit Limit - From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% Good $50

First Progress Platinum Secured MasterCard® Credit Card

First Progress Platinum Secured MasterCard® Credit Card Apply Now
  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.99% Any $39