Miscellaneous Rewards Programs

Rewards credit cards are designed to reward users with lots of perks like cash back bonuses, hotel, restaurant and resort discounts, frequent flyer miles, and special shopping discounts each time they use the card to make a purchase. Using a reward credit card for all of your purchases can help you earn even more bonuses at the end of the year, and even get more cash back.

For those who regularly use credit cards for business or personal expenses, using a rewards card program is a sensible choice. When choosing a rewards card program, be sure to compare the different choices available. You would not want to choose a program that because it has great cash back bonuses, but charges high fees, or has an interest rate that is too high.

When you pay off your balance each month, with most rewards cards, you'll be able to earn bonus points for the purchases that you have made. Cash back incentives pay the card holder a percentage of the qualifying purchases that they have made. This rate varies among different credit card issuers, so compare the various offers available.

Browse our Miscellaneous reward credit cards below

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Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Apply Now
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds
  • Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
2.90% on Purchases and Balance Transfers for 6 months 15.24% variable Very Good $45**

Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express Apply Now
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds
  • Check your first bag for free on every Delta flight
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. 14.5% variable Very Good $150

Blue Cash® from American Express

Blue Cash® from American Express Apply Now
  • 0% intro APR on purchases for 6 months and no annual fee.
  • Flexibility to pay over time.
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.
  • Receive your cash back automatically as a statement credit.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on Purchases for 6 months 17.24%-21.24% Variable Any $0

Zync from American ExpressSM

Zync from American Express<sup><font size=SM" src="http://www.cardoffers.com/images/credit_cards/american_express/2062.jpg" /> Apply Now
  • Earn 10,000 Membership Rewards® Points After First Purchase
  • Enjoy a Low Annual Fee of Just $25 for Basic Card
  • Pay No Interest - That's Because You Pay in Full Each Month
  • Choose the Lifestyle Packs You Want to Customize Your Card with the Benefits You Use Most
  • Protect Eligible Purchases With Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) Points With Every Eligible Purchase - Redeem Points for Travel, Shopping, and Great Entertainment Rewards
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Any $25

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 9.25%, 12.25%, or 15.25%* Good $0

Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom® Visa - $100 Bonus Cash Back Apply Now
  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 12.99% - 22.99% (V) Any $0

Blue Sky from American Express®

Blue Sky from American Express® Apply Now
  • 0% intro APR on purchases for 6 months and no annual fee.
  • Flexibility to pay over time.
  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on Purchases for 6 months 17.24%-21.24% Variable Any $0

IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 9.25%, 12.25%, or 15.25%* Very Good $0

Chase Freedom® Visa - $50 Bonus Cash Back

Chase Freedom® Visa - $50 Bonus Cash Back Apply Now
  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
12 months on balance transfers, 6 months on purchases* 12.99% - 22.99% (V) Any $0

Citi® Dividend Platinum Select® MasterCard®

Citi® Dividend Platinum Select® MasterCard® Apply Now
  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR for 15 Months* 12.99% - 20.99%* (Variable) Very Good $0

Discover® More Card - Black

Discover® More Card - Black Apply Now
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 11.99% - 20.99% (V)* Very Good $0

Discover® More Card - $75 Cashback Bonus

Discover® More Card - $75 Cashback Bonus Apply Now
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 11.99% - 20.99% (V)* Very Good $0

Delta Reserve Credit Card

Delta Reserve Credit Card Apply Now
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Built-in Miles Boost(SM) - earn up to 30,000 MQMs and 30,000 bonus miles
  • Complimentary Crown Room Club(R) access for you and two guests
  • Access to American Express(R) Concierge Services
  • Pay with Miles - pay for all or part of any Delta flight with your miles
  • Check your first bag for free on every Delta flight
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. 14.5% variable Any $450*

Chase Sapphire℠

Chase Sapphire℠ Apply Now
  • Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
  • Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
  • 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
  • Points Never Expire and There Are No Limits on How Many Points You Can Earn
  • 24/7 Dedicated Service Advisor (No Voice Recording)
  • Premier Travel Protection Benefits
  • All of this for No Annual Fee!
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 12.24% (V) Any $0

Discover® Open Road Card

Discover® Open Road Card Apply Now
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 11.99% - 20.99% (V)* Very Good $0

Chase Sapphire℠ Preferred Card

Chase Sapphire℠ Preferred Card Apply Now
  • Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
  • 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
  • Points are worth 25% more when you redeem for travel through Ultimate Rewards
  • 7% annual points dividend - earn bonus points on your points
  • 1:1 points transfer to leading airline and hotel programs
  • 24/7 Dedicated service advisors (No voice recording)
  • No Annual Fee for your first year - An $85 value
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 12.24% (V) Any $85*

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express Apply Now
  • Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • Earn SkyMiles for every eligible dollar you spend
  • No annual fee for the first year, then $95.
  • Express Approval. Get a decision in less than 60 seconds.
  • Check your first bag for free on every Delta flight.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% on Balance Transfers for 12 months 14.50% variable Good $95*

Citi Forward® Card

Citi Forward® Card Apply Now
  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
  • 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • No Annual Fee.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 12.99% - 19.99%* (Variable) Any $0

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express Apply Now
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on Purchases for 6 months 15.24% variable Any $0

CAA Quebec MasterCard®

CAA Quebec MasterCard® Apply Now
  • No Annual Fee
  • Low 3.99% Introductory Interest Rate for 6 Months on Cheque Cash Advances and Balance Transfers
  • Online Access to Your Credit Card Account
  • Unparalleled 24-Hour Customer Service
  • International Acceptance at Millions of Locations
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
Please refer to online application legal disclosures. 14.99%* Any $0