Retail Rewards Programs

If you are constantly finding yourself at a retail store making purchases, you may want to look into retail rewards credit cards. Such cards are configured to offer various incentives for purchases made on retail store merchandise. Some are specific, requiring that you spend a specific amount annually on certain types of products (perhaps clothing, automotive related materials, or even home improvement supplies), while others are quite generic and may only have regulations on the total rebates you can earn per year.

Other retail rewards credit cards may offer rebates for spending at certain online retail locations, such as Amazon.com or Overstock.com. If you are looking for ways to save on or benefit from the numerous retail purchases you make, you may be best rewarded by programs offered through retail rewards credit cards.

There are currently no credit cards available in this category.

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Starwood Preferred Guest® Credit Card from American Express

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
2.9% APR for 6 Months 15.24% Very Good $45

American DreamCard™ Platinum MasterCard®

  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.99% or 21.99% V Very Good $0

Platinum Delta SkyMiles® Credit Card from American Express

  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. 14.50% Very Good $150

Blue Cash® from American Express

  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • No Annual Fee
  • 0% APR for Up to 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 6 Months As low as 17.24%* Any $0

Chase Freedom℠

  • 0% Intro APR for up to 12 Months
  • Get Cash Back Offers in Popular Rotating Categories Like Gas, Groceries, Airlines, Home Improvement and Many More
  • Say "No" to Interest with Full Pay from BlueprintSM
  • Cash Back Everywhere - a Full 1% on Purchases with No Limits or Expiration Dates
  • No Annual Fee
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 6 Months on Purchases* 12.99%, 17.99%, or 22.99% Any $0