Retail Rewards Programs

If you are constantly finding yourself at a retail store making purchases, you may want to look into retail rewards credit cards. Such cards are configured to offer various incentives for purchases made on retail store merchandise. Some are specific, requiring that you spend a specific amount annually on certain types of products (perhaps clothing, automotive related materials, or even home improvement supplies), while others are quite generic and may only have regulations on the total rebates you can earn per year.

Other retail rewards credit cards may offer rebates for spending at certain online retail locations, such as Amazon.com or Overstock.com. If you are looking for ways to save on or benefit from the numerous retail purchases you make, you may be best rewarded by programs offered through retail rewards credit cards.

There are currently no credit cards available in this category.

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Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Apply Now
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds
  • Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
2.90% on Purchases and Balance Transfers for 6 months 15.24% variable Very Good $45**

Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express Apply Now
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds
  • Check your first bag for free on every Delta flight
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. 14.5% variable Very Good $150

Blue Cash® from American Express

Blue Cash® from American Express Apply Now
  • 0% intro APR on purchases for 6 months and no annual fee.
  • Flexibility to pay over time.
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.
  • Receive your cash back automatically as a statement credit.
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
0% on Purchases for 6 months 17.24%-21.24% Variable Any $0

Zync from American ExpressSM

Zync from American Express<sup><font size=SM" src="http://www.cardoffers.com/images/credit_cards/american_express/2062.jpg" /> Apply Now
  • Earn 10,000 Membership Rewards® Points After First Purchase
  • Enjoy a Low Annual Fee of Just $25 for Basic Card
  • Pay No Interest - That's Because You Pay in Full Each Month
  • Choose the Lifestyle Packs You Want to Customize Your Card with the Benefits You Use Most
  • Protect Eligible Purchases With Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) Points With Every Eligible Purchase - Redeem Points for Travel, Shopping, and Great Entertainment Rewards
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Any $25

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
  • Apply online now or read our review
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 9.25%, 12.25%, or 15.25%* Good $0