Platinum Rewards Programs
Many credit card issuers offer different versions of the same credit card, assessing cardholders' eligibility based on their credit history, income and other factors. Platinum rewards program credit cards are often seen as desirable because they usually offer more benefits and better deals on reward programs.
The amounts of points or rebates that can be earned from a platinum reward program are often higher than average and the redemption options are more flexible. However, there may be additional fees attached to a platinum card, so always research carefully. Depending on your income and spending requirements, a platinum card might suit your needs but you may also find that you won't use many of the rewards it provides.
Browse our Platinum reward credit cards below
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Capital One® No Hassle Miles(SM) Ultra-For Professionals
- Earn Double Miles - 2 Miles Per Dollar Spent on All Purchases
- Save With a 0% Intro APR on Purchases Until October 2009
- No Expiration Date on Miles and No Limit on the Miles You Can Earn
- No Blackout Dates or Seat Restrictions
- *See Capital One® Important Disclosures for More Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases Until October 2009 |
9.90% |
Excellent |
$39 |
Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards
- Earn 25% More Mileage Than Regular Mileage Cards With 1.25 Miles For Each Dollar Spent on Purchases
- Save With a 0% Intro APR on Purchases Until October 2009
- No Expiration on Miles and No Limit on the Miles You Can Earn
- There Are No Blackout Date and No Seat Restrictions
- No Annual Fee
- *See Capital One® Important Disclosures for More Information.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases Until October 2009 |
9.90% |
Excellent |
$0 |
Starwood Preferred Guest® Credit Card from American Express
- Earn Up to 25,000 Starpoints® Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
- Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
- No Annual Fee for the First Year and $45 Thereafter
- Transfer Starpoints® Almost Always on a 1:1 Basis to the Frequent Flyer Programs of Over 30 Major Airlines
- Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
- Express Approval. Get a Decision in Less Than 60 Seconds
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 2.9% APR for 6 Months |
13.99% |
Very Good |
$45 |
Hilton HHonors® Platinum Credit Card from American Express
- Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
- No Annual Fee
- Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
- No Blackout Dates
- Express Approval. Get a Decision in Less Than 60 Seconds
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 2.9% APR for 6 Months |
13.99% |
Very Good |
$0 |
Discover® More(SM) Card- American Flag
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% |
Very Good |
$0 |
American DreamCard™ Platinum MasterCard®
- American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
- You Don't Need to be a Big Spender to Win Big with This Credit Card
- The American DreamCard&8482; is the Credit Card Program that Can Make People Rich!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
14.99% |
Very Good |
$0 |
Discover® Open Road(SM) Card
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% |
Very Good |
$0 |
Bank of America WorldPoints™ Platinum Plus® Visa® Card
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates, and More
- *100% Fraud Protection
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
Between 9.99% and 19.99% |
Very Good |
$0 |
Capital One® No Hassle Miles(SM) Rewards - Good Credit
- Earn 25% More Than Regular Mileage Cards With 1.25 Miles for Each Dollar Spent on Purchases
- There's No Limit to the Miles You Can Earn and Your Miles Won't Expire
- There Are No Blackout Dates and No Seat Restrictions
- Save with a 0% Intro APR on Purchases Until October 2009
- No Annual Fee
- *See Capital One® Important Disclosures for More Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases Until October 2009 |
13.90% |
Good |
$0 |
Miles by Discover® Card
- Double Miles on Grocery Store Purchases in November and December*
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% |
Very Good |
$0 |
Citi® Platinum Select® / AAdvantage® World MasterCard®
- Earn 25,000 American Airlines AAdvantage® Bonus Miles After You Make $750 in Purchases Within 4 Months of Becoming a Cardmember
- Earn 1 AAdvantage® Mile for Every $1 You Spend on Eligible Purchases - Up To 100,000 Miles Per Year
- Redeem AAdvantage® Miles with Over 25 of the World's Top Airlines, Major Car Rental Companies, and Hundreds of Luxurious Hotels Worldwide
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
13.99% |
Very Good |
$85 |
Discover® More(SM) Card
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% |
Very Good |
$0 |
Platinum Delta SkyMiles® Credit Card from American Express
- Earn 20,000 Bonus SkyMiles® (Including 5,000 Medallion Qualification Miles) After First Purchase and Another 2,500 for Adding an Additional Cardmember
- Earn One Companion Coach Class Ticket Each Year Upon Renewal
- Earn at Least 1 Mile for Every Eligible Dollar Spent
- Miles Never Expire and There is No Cap on the Miles You Can Earn
- Pay with Miles: Pay for All or Part of Your Flight with Miles and Put the Rest on Your Card
- Express Approval. Get a Decision in Less Than 60 Seconds
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No introductory rate available |
13.99% |
Very Good |
$150 |
The Nature Conservancy Platinum Plus® Visa® Credit Card
- No Annual Fee
- Low Introductory APR
- Earn WorldPoints® Rewards - One Point for Every Dollar in Net Retail Purchases
- Redeem Points for Unlimited Cash Rewards, Free Travel With No Blackout Dates, Valuable Merchandise, Gift Cards, and More
- For New Members, A Complimentary 1 Year Membership and Subscription to Nature Conservancy Magazine
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
9.99% |
Very Good |
$0 |
Capital One® No Hassle Points(SM) Rewards
- 5 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
- 1 Point For Every Dollar Spent On Other Purchases
- There Is No Limit to the Points You Can Earn and Your Points Won't Expire for the Life of Your Account
- Buy What You've Been Dreaming of And Pay No Interest Until May 2009
- *See Capital One® Important Disclosures for More Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases until May 2009 |
16.90% |
Average |
$29 |
Discover® More(SM) Card - Sealife Collection
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% |
Very Good |
$0 |
NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card
- *Earn RacePoints(SM) Every Time You Make a Purchase
- *Redeem Points for Exclusive NASCAR® Experiences and Collectibles
- *No Annual Fee
- *Free Online Account Access
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% |
Very Good |
$0 |
NFL Extra Points™ Platinum Plus® Visa® Card
- *Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card
- *No Annual Fee
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *100% Fraud Protection
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% |
Very Good |
$0 |
Bank of America WorldPoints® Platinum Plus® MasterCard®
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 15 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 15 Billing Cycles |
Between 9.9% and 19.99% |
Very Good |
$0 |
Discover® More(SM) Card - Clear
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% |
Very Good |
$0 |
