Cash Back Rewards Programs
Cash back reward programs are one of the most popular types of credit card rewards. The reward basis is more flexible than other programs because cash rebates can be spent on anything the cardholder chooses. Depending on which card you choose, cash back rewards may be received as gift certificates, credits to your account, or a check sent to you in the mail.
Cash back percentages often increase in line with how much is spent on the card or what types of purchases are made. However, some programs offer the same percentage no matter how much is spent. It is important that the cardholder understands exactly which spending activities will generate rebates and how much those rebates will be. Most cards offer a 1% or 1.5% rebate on general purchases and a higher percentage on specified goods and services, usually up to 5%.
Browse our Cash Back reward credit cards below
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American DreamCard™ Platinum MasterCard®
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
14.99% or 21.99% V |
Very Good |
$0 |
Blue Cash® from American Express
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 6 Months on Purchases
- Express Approval. Get a Decision in Less Than 60 Seconds.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 6 Months |
As low as 17.24%* |
Any |
$0 |
Chase Freedom℠
- 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
- Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
- Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
- 0% Intro APR and No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 6 Months on Purchases* |
12.99%, 17.99%, or 22.99% |
Any |
$0 |
IberiaBank Visa® Gold Cash Back Rewards Card
- Earn 1% in Cash Back Credits on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage up to $500,000
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 1.99% APR for 6 Months |
8.25%-14.25%* |
Good |
$0 |
Discover® More® Card - Shamrock
- 0% APR on Purchases for a FULL 9 months
- 0% APR on Balance Transfers for a FULL 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR |
as low as 12.99% |
Very Good |
$0 |
Discover® More® Card - Monogram
- 0% APR on Balance Transfer for a FULL 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR |
as low as 12.99% |
Very Good |
$0 |
Discover® More® Card - $50 Cashback Bonus®
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR |
as low as 12.99% |
Very Good |
$0 |
TrueEarnings® Card from Costco and American Express
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
15.24% |
Any |
$0 |
