Mastercard Rewards Programs
MasterCard was first founded in 1966 as a competitor to BankAmericard (now Visa). Today MasterCard offers dozens of rewards cards. Below are just a few of our favorites. Perhaps the most popular MasterCard rewards card is the Citi Gold AAdvantage World MasterCard. This card carries a $50 annual fee but allows its holder to earn bonus miles for use on American Airlines. Another popular rewards card from MasterCard is the Continental Airlines World MasterCard from Chase. No matter what your cup of tea may be, chances are MasterCard offers a rewards card for you.
Browse our Mastercard reward credit cards below
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Elite Rewards® World MasterCard® Credit Card
- *Earn Double Points for Purchases at Participating Merchants
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *Earn 1 Point for $1 in Net Retail Purchase(s)
- *Get 500 Bonus Points after Your First Qualifying Retail Purchase(s)
- *No Annual Fee
- *Fly on Major U.S. Airlines with No Blackout Dates
- *Avis® Car Rental Discounts and Special Offers
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
9.9% / 15.99% |
Excellent |
$0 |
American DreamCard™ Platinum MasterCard®
- American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
- You Don't Need to be a Big Spender to Win Big with This Credit Card
- The American DreamCard&8482; is the Credit Card Program that Can Make People Rich!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
14.99% |
Very Good |
$0 |
Citi CashReturns(SM) MasterCard®
- Earn Up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers Within the Citi Bonus Cash Center.
- Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
- Checks Will Be Sent Automatically Every Time You Earn $50
- 0% APR* on Balance Transfers for up to 12 Months
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 9.74% |
Any |
$0 |
Citi® Platinum Select® / AAdvantage® World MasterCard®
- Earn 25,000 American Airlines AAdvantage® Bonus Miles After You Make $750 in Purchases Within 4 Months of Becoming a Cardmember
- Earn 1 AAdvantage® Mile for Every $1 You Spend on Eligible Purchases - Up To 100,000 Miles Per Year
- Redeem AAdvantage® Miles with Over 25 of the World's Top Airlines, Major Car Rental Companies, and Hundreds of Luxurious Hotels Worldwide
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
13.99% |
Very Good |
$85 |
Citi® Gold/AAdvantage® World MasterCard®
- Earn 15,000 American Airlines AAdvantage® Bonus Miles After You Make $750 in Purchases Within 4 Months of Becoming a Cardmember*
- Earn 1 AAdvantage® Mile for Every $1 You Spend on Eligible Purchases - Up To 60,000 Miles Per Year*
- Redeem AAdvantage® Miles with Over 25 of the World's Top Airlines, Major Car Rental Companies, and Hundreds of Luxurious Hotels Worldwide*
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
13.99% |
Good |
$50 |
Bank of America WorldPoints® Platinum Plus® MasterCard®
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 15 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 15 Billing Cycles |
Between 9.9% and 19.99% |
Very Good |
$0 |
Home Advantage™ MasterCard® from Bank of America
- 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
- Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
- Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
- Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
- No Limit to The Number of Points You Can Earn Each Year
- Absolute Fraud Protection Against Unauthorized Use, Online and Offline
- Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service
- Secure Online Account Access and Electronic Bill Payment Service
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
Between 9.99% and 19.99% |
Excellent |
$0 |
Wyndham Rewards MasterCard(SM)
- Earn 2 Points for Every $1 in Purchases
- Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
- Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
- No Annual Fee
- 24-Hour Online Access
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% |
Very Good |
$0 |
Bank of America World MasterCard® with WorldPoints™
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Online Account Access and Point Management
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Billing Cycles |
Between 9.99% and 19.99% |
Excellent |
$0 |
Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
- *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
- *No Annual Fee
- *100% Fraud Protection
- *Free Online Account Management
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 15 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 15 Billing Cycles |
Between 9.9% and 19.99% |
Very Good |
$0 |
Capital One® No Hassle Miles(SM) Rewards - MasterCard Excellent 1x - 2x Miles Rewards
- Earn 2 Miles for Each Dollar of Monthly Spending Above $1,000
- 1 Mile Per $1 Spent on All Other Purchases
- Save With 0% Intro APR on Purchases Until October 2009
- Get Free Travel Easily with ANY Airline, Hotel, Cruise Line, or Rental Car
- No Blackout Dates and No Seat Restrictions
- No Expiration Date on Miles and No Limit on the Miles You Can Earn
- No Annual Fee
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% on Purchases Until October 2009 |
9.90% |
Any |
$0 |
HSBC Platinum MasterCard® with Cash Back Rewards
- Earn Unlimited 1% Cash Back Rewards On New Net Retail Purchases, Everywhere You Shop!
- Simple and Straightforward Rewards: No Earnings Caps, Spending Categories, Tiers, or Point Expiration
- Platinum Benefits Include Unlimited Purchases Protection, Extended Warranties, and Rental Car Insurance
- 0% Introductory APR On Card Purchases and Balance Transfers for 12 Months and No Annual Fee.*
- Instant Decision In As Little As 60 Seconds
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Months |
8.90% - 19.80% |
Very Good |
$0 |
Union Plus MasterCard®
- FREE Rewards Program Designed for Hard-Working Union Members
- Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
- Earn 1 Point for Every Dollar Spent Anywhere
- Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
- NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
- 1.99% Introductory APR on New Purchases*
- All Calls Answered in the United States
- No Annual Fee and No Liability for Unauthorized Use
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 1.99% APR for 6 Months |
12.99% |
Any |
$0 |
Citi® Platinum Select® MasterCard®
- 0% APR* on Balance Transfers and Purchases for Up To 12 Months
- No Annual Fee
- Citi® Identity Theft Solutions
- $0 Liability on Unauthorized Purchases
- Secure, Free Online Account Management
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 7.49% |
Very Good |
$0 |
New Millennium Bank Secured Platinum Visa®/MasterCard®
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Free Companion Airfare
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Guaranteed Issue
- Credit Amount Equals the Deposit
- Complimentary Online Services for Account Management and Payments
- Be Approved Regardless of Income or Credit History
- Reports to the 3 Major Credit Bureaus
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
19.5% |
Very Good |
$59 |
New Millennium Bank Secured Black Diamond Visa®/MasterCard®
- No Credit Check
- Approved Regardless of Credit History
- Total Credit Limit Up to $10,000
- Reports to All 3 Bureaus
- Get Cash at Over 740,000 ATM's
- Emergency Cash Transfers
- Auto Rental
- $100,000 Travel Accident Insurance
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
19.5% |
|
$59 |
All-Access® MasterCard® Prepaid Card
- As Seen in Stores Nationwide
- Extra User Cards EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Pay Bills Online 24/7
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
Any |
$0 |
BuyRIGHT Pre-Paid MasterCard®
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
- Apply online now or read our review
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
Very Good |
$0 |
Continental Finance Gold MasterCard®
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
9.75%* |
Bad Credit OK |
$25 |
Continental Finance MasterCard®
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
19.92% |
Bad Credit OK |
$50 |
