Bank of America Rewards Programs
Bank of America was founded in 1928 in San Francisco as the Bank of Italy and today has earned distinction of being the largest commercial bank in the United States. Bank of America was the inventor of the credit card when, in 1958, it intoduced BankAmericard to the consumer market. In 1977, BankAmericard changed its name to VISA, now a household name in nearly every corner of the world. Today, Bank of America offers numerous reward programs through their credit cards. Cardholders can earn cash back or WorldPoints, which can be redeemed at Bank of America for merchandise, gift certificates, cash, or travel rewards.
Browse our Bank of America reward credit cards below
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Elite Rewards® World MasterCard® Credit Card
- *Earn Double Points for Purchases at Participating Merchants
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *Earn 1 Point for $1 in Net Retail Purchase(s)
- *Get 500 Bonus Points after Your First Qualifying Retail Purchase(s)
- *No Annual Fee
- *Fly on Major U.S. Airlines with No Blackout Dates
- *Avis® Car Rental Discounts and Special Offers
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.9% / 15.99% | Excellent | $0 |
Alaska Airlines Visa® Signature® Credit Card
- 20,000 Bonus Miles Upon Approval
- Miles Compatible with Frequent Flyer Programs
- Two Miles per Dollar Spent on Alaska Airlines and Horizon Air Tickets and Vacation Packages
- Up to Five Miles Awarded for Each Dollar Spent at Select Restaurants
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | APR Varies* | Excellent | $75 |
Bank of America WorldPoints™ Platinum Plus® Visa® Card
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates, and More
- *100% Fraud Protection
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | Between 9.99% and 19.99% | Very Good | $0 |
Brighter Planet™ Visa® Credit Card
- 1 EarthSmart Point for Every $1 Net Retail
- 1,000 EarthSmart Bonus Points with First Transaction
- 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
- For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Any | $0 |
The Nature Conservancy Platinum Plus® Visa® Credit Card
- No Annual Fee
- Low Introductory APR
- Earn WorldPoints® Rewards - One Point for Every Dollar in Net Retail Purchases
- Redeem Points for Unlimited Cash Rewards, Free Travel With No Blackout Dates, Valuable Merchandise, Gift Cards, and More
- For New Members, A Complimentary 1 Year Membership and Subscription to Nature Conservancy Magazine
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% | Very Good | $0 |
Bank of America Accelerated Rewards™ American Express® Card
- Earn Rewards Faster with 1.25 Points for Every Net Retail Purchase Dollar
- 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- No Annual Fee and the Flexibility to Pay Over Time
- Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
- Access to Special Cardmember Offers from Participating American Express Merchants to Save on Shopping, Dining, Travel, Hotels, and Much More
- Free 24/7 Concierge Service
- Access to More than 2,200 American Express Travel Services Locations Worldwide to Help You
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | Between 9.99% and 19.99% | Any | $0 |
NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card
- *Earn RacePoints(SM) Every Time You Make a Purchase
- *Redeem Points for Exclusive NASCAR® Experiences and Collectibles
- *No Annual Fee
- *Free Online Account Access
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
NFL Extra Points™ Platinum Plus® Visa® Card
- *Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card
- *No Annual Fee
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *100% Fraud Protection
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
Bank of America WorldPoints® Platinum Plus® MasterCard®
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 15 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 15 Billing Cycles | Between 9.9% and 19.99% | Very Good | $0 |
Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
- *Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional Cost to You
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.9% / 15.99% | Very Good | $0 |
Home Advantage™ MasterCard® from Bank of America
- 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
- Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
- Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
- Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
- No Limit to The Number of Points You Can Earn Each Year
- Absolute Fraud Protection Against Unauthorized Use, Online and Offline
- Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service
- Secure Online Account Access and Electronic Bill Payment Service
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | Between 9.99% and 19.99% | Excellent | $0 |
Wyndham Rewards MasterCard(SM)
- Earn 2 Points for Every $1 in Purchases
- Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
- Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
- No Annual Fee
- 24-Hour Online Access
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
Bank of America World MasterCard® with WorldPoints™
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Online Account Access and Point Management
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | Between 9.99% and 19.99% | Excellent | $0 |
Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
- *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
- *No Annual Fee
- *100% Fraud Protection
- *Free Online Account Management
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 15 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 15 Billing Cycles | Between 9.9% and 19.99% | Very Good | $0 |
Major League Baseball® Extra Bases™ Credit Card
- *Get the Card That's a Hit with Baseball Fans!
- *Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card
- *Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards, and Travel with No Blackout Dates
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Any | $0 |
Bank of America Accelerated Cash Rewards™ American Express® Card
- Earn 1.25% Cash Back - Every Purchase, Every Time
- 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 15 Billing Cycles
- No Annual Fee and the Flexibility to Pay Over Time
- Get Cash Back Your Way - Choose From a Check, Statement Credit, or Direct Deposit Into Your Checking or Savings Account
- Access to Special Cardmember Offers On Shopping, Dining, Travel, Hotels, and Much More!
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 15 Billing Cycles | Between 9.9% and 19.99% | Any | $0 |
Bank of America Visa Signature® WorldPoints™ Rewards
- Receive a $25 Statement Credit After Your First Purchase*
- No Annual Fee
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 15 Billing Cycles
- Earn 1 Point for Every $1 in Net Retail Purchases
- Absolute Fraud Protection
- Online Access and 24-Hour Service
- Access to the MyConcierge Service, a Unique Personal Assistance Service
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 15 Billing Cycles | Between 9.9% and 19.99% | Excellent | $0 |
Virgin Atlantic American Express® Card from Bank of America - Black
- 20,000 Flying Club Bonus Miles After Your First Retail Purchase
- Earn 3 Miles Per $1 Spent on Virgin Atlantic Purchases
- Earn 1.5 Miles Per $1 Spent in Retail Purchases
- Earn Up to 2 Tier Points Per Month for Accelerated Flying Club Status
- Earn Up to 15,000 Additional Bonus Miles Upon Anniversary
- Earn 2,500 Bonus Miles for Each Additional Cardmember Added (Max 2)
- Redeem Miles for Travel on Virgin Atlantic or With Other Flying Club Partners
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Billing Cycles | 13.99% | Any | $90 |
Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card
- Earn WorldPoints With Every Retail Purchase You Make With The Card.
- No Annual Fee
- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
- Zero Liability For Unauthorized Card Use.
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
Virgin Atlantic American Express® Card from Bank of America - White
- 12,500 Flying Club Bonus Miles After Your First Retail Purchase
- Earn 3 Miles Per $1 Spent on Virgin Atlantic Purchases
- Earn 1 Mile Per $1 Spent in Retail Purchases
- Earn Up to 7,500 Additional Bonus Miles Upon Anniversary
- Earn 2,500 Bonus Miles for an Additional Cardmember Added (Max 1)
- Redeem Miles For Travel on Virgin Atlantic or With Other Flying Club Partners
- No Annual Mileage Cap and Miles Never Expire on Active Accounts
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Billing Cycles | 13.99% | Any | $49 |
