Citi CashReturns(SM) MasterCard®

  • Earn Up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers Within the Citi Bonus Cash Center.
  • Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
  • Checks Will Be Sent Automatically Every Time You Earn $50
  • 0% APR* on Balance Transfers for up to 12 Months
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 8.99% Any $0

Citi CashReturns(SM) MasterCard® Review

Card Rating: StarStarStarStarHalf Star

Citibank's cash rewards card benefits individuals with above average credit who can afford to make large transactions, typically in the amount of $1,500 or more. Cardholders under this plan receive 5% cash back rebates on purchases they make for the first few months on the card. After this period expires a lower rate applies. When cardholders make balance transactions of at least $1,500, they are awarded in CitiDollars. Once they accumulate a certain amount of CitiDollars, cardholders receive a check that matches the fixed amount. No annual fee is included in this credit card, and cardholders can expect to enjoy standard benefits like auto rental insurance, no liability for unauthorized transactions and travel assistance services.

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